Are you a medical student, resident doctor or doing a postdoctoral fellowship?

RBC Insurance and MD Solutions have an offer for you.

Possessing the same characteristics as the plan offered to members in practice, this protection is granted to you in just 5 questions, and with:

  • a 25% premium discount for the entire duration of the contract
  • a 12-month premium waiver, if you are a student, or 5months if you are a resident or on a postdoctoral fellowship
QUALIFY ME

Because your most valuable asset is you!

Because your health is important to us, MD Solutions has negotiated a substantial discount, exclusive to QAPE members, from one of the largest providers of disability insurance - guaranteed products.

Among the advantages:

Peace of mind

  • Your contract is renewable for life (see conditions)
  • Your premiums will be level and guaranteed until you turn 65.

You won't have to experience systematic premium increases over time.

Stability

When purchasing a guaranteed product, YOU are the owner of your policy. Your contract is not tied to your association or your employer and is portable, no matter where you are and work in the world.

YOU are in full control.

Flexibility

Benefit from 3 definitions of disability (total, partial, residual).

Depending on your situation at the time of the claim, the most advantageous definition will be applied

The most generous future insurability option on the market.

Flexible, exercisable even when you are disabled (under certain conditions)

Several riders available to meet your needs, your reality.

Possibility, between the ages of 55 and 65, of partially or fully converting your coverage into long-term care insurance.

Let our Solutions MD experts accompany you in a human, ethical and personalized way.

Strategically protect your future

Schedule an appointment with a VIGILIS/MD Solutions planner

So that your actions align with your values

Stay abrest of MD Solutions exclusive offers

The insurance plans designed for QAPE members are distributed by VIGILIS Solutions collectives, part of the VIGILIS Group of companies. All VIGILIS insurance advisors are subject to the regulations of and have licenses issued by the Autorité des marchés financiers.