{"id":350,"date":"2020-04-29T13:22:23","date_gmt":"2020-04-29T17:22:23","guid":{"rendered":"https:\/\/www.vigilis.ca\/zone-conseils\/?p=350"},"modified":"2021-01-28T14:38:19","modified_gmt":"2021-01-28T19:38:19","slug":"assurance-voyage-attention-aux-conditions-medicales-preexistantes","status":"publish","type":"post","link":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-voyage-attention-aux-conditions-medicales-preexistantes\/","title":{"rendered":"Assurance voyage : Attention aux conditions m\u00e9dicales pr\u00e9existantes"},"content":{"rendered":"

L\u2019\u00e9mission La Facture<\/a> diffus\u00e9e sur les ondes de Radio-Canada a mis en lumi\u00e8re une r\u00e9alit\u00e9 \u00e0 laquelle les voyageurs s\u2019attardent trop peu\u00a0lors de la souscription d\u2019une assurance voyage : les restrictions relatives aux conditions m\u00e9dicales pr\u00e9existantes. \u00cates-vous de ceux-l\u00e0?<\/p>\n

Qu\u2019entend-on par condition m\u00e9dicale pr\u00e9existante?<\/strong><\/h3>\n

Une \u00ab condition \u00bb pr\u00e9existante repr\u00e9sente tout probl\u00e8me de sant\u00e9 pour lequel vous avez consult\u00e9 un m\u00e9decin, re\u00e7u un traitement, pris des m\u00e9dicaments ou, de fa\u00e7on plus g\u00e9n\u00e9rale, pour lequel vous avez eu des sympt\u00f4mes pendant une p\u00e9riode donn\u00e9e pr\u00e9c\u00e9dant l\u2019entr\u00e9e en vigueur de votre assurance.<\/p>\n

Dans le cas d\u2019un voyage, cette p\u00e9riode peut s\u2019\u00e9tendre jusqu\u2019\u00e0 180 jours avant la date du d\u00e9part, selon le contrat et l\u2019assureur. Il s\u2019av\u00e8re donc important de lire attentivement votre contrat avant de partir.<\/p>\n

Profitez des assurances gratuites dont vous b\u00e9n\u00e9ficiez d\u00e9j\u00e0, une bonne id\u00e9e?<\/strong><\/h3>\n

\u00a0<\/strong>Votre assurance au travail ou votre carte de cr\u00e9dit (sous certaines conditions<\/em>) comprend possiblement d\u00e9j\u00e0 une assurance voyage. Aussi bien en profiter, \u00e0 condition toutefois que la dur\u00e9e de votre voyage ne d\u00e9passe pas le nombre limite de jours couverts!<\/p>\n

Que faire si la dur\u00e9e de votre voyage exc\u00e8de la dur\u00e9e maximale de la couverture d\u2019assurance que vous d\u00e9tenez?<\/strong><\/h3>\n
    \n
  1. Revenir dans votre province de r\u00e9sidence<\/strong><\/li>\n<\/ol>\n

    Si votre police vous le permet<\/strong>, revenir dans votre province de r\u00e9sidence vous permettrait de remettre le compteur \u00e0 z\u00e9ro. Vous pourriez alors d\u00e9buter une nouvelle p\u00e9riode de couverture.<\/p>\n

      \n
    1. Souscrire une assurance compl\u00e9mentaire<\/strong><\/li>\n<\/ol>\n

      Si l\u2019option pr\u00e9c\u00e9dente n\u2019est pas possible, vous devez absolument souscrire, avant votre d\u00e9part, <\/strong>une police d\u2019assurance individuelle compl\u00e9mentaire. Celle-ci prendra effet aussit\u00f4t la couverture initiale termin\u00e9e.<\/p>\n

      ATTENTION\u00a0:\u00a0<\/strong>La p\u00e9riode de restrictions relative aux conditions pr\u00e9existantes se calcule \u00e0 compter de la date d\u2019entr\u00e9e en vigueur de la police compl\u00e9mentaire. Ainsi, tout probl\u00e8me de sant\u00e9 survenu durant la p\u00e9riode de couverture initiale sera consid\u00e9r\u00e9 comme une condition pr\u00e9existante sous la police compl\u00e9mentaire.<\/p>\n

      O\u00f9 vous procurer une assurance voyage compl\u00e9mentaire?<\/strong><\/h3>\n

      Les assureurs sp\u00e9cialis\u00e9s en assurance voyage pourront vous aider.<\/p>\n

      NOTRE CONSEIL\u00a0: Contactez l\u2019assureur directement pour exposer votre situation et obtenir le produit appropri\u00e9. Si un retour en cours de voyage est difficilement envisageable, vous devriez consid\u00e9rer souscrire une assurance compl\u00e9mentaire pour toute la dur\u00e9e de votre voyage. Vous pourriez alors vous \u00e9vitez bien des soucis! <\/strong><\/p>\n

      Vous \u00eates unique. Vos besoins aussi.<\/strong><\/h3>\n

      Vision 360<\/strong><\/a> vous propose une analyse personnalis\u00e9e \u2013 une \u00e9tape cruciale afin d\u2019obtenir des recommandations parfaitement adapt\u00e9es \u00e0 votre situation. Jetez-y un coup d\u2019oeil \u00bb<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

      L\u2019\u00e9mission La Facture diffus\u00e9e sur les ondes de Radio-Canada a mis en lumi\u00e8re une r\u00e9alit\u00e9 \u00e0 laquelle les voyageurs s\u2019attardent trop peu\u00a0lors de la souscription d\u2019une assurance voyage : les restrictions relatives aux conditions m\u00e9dicales pr\u00e9existantes. \u00cates-vous de ceux-l\u00e0? Qu\u2019entend-on par condition m\u00e9dicale pr\u00e9existante? Une \u00ab condition \u00bb pr\u00e9existante repr\u00e9sente tout probl\u00e8me de sant\u00e9 pour […]<\/p>\n","protected":false},"author":2,"featured_media":353,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"full-width-content","footnotes":""},"categories":[3],"tags":[8],"class_list":{"0":"post-350","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-cat-particuliers","8":"tag-assurance-voyage","9":"entry"},"acf":[],"yoast_head":"\nAssurance voyage : Attention aux conditions m\u00e9dicales pr\u00e9existantes - VIGILIS - Zone conseils<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-voyage-attention-aux-conditions-medicales-preexistantes\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance voyage : Attention aux conditions m\u00e9dicales pr\u00e9existantes - VIGILIS - Zone conseils\" \/>\n<meta property=\"og:description\" content=\"L\u2019\u00e9mission La Facture diffus\u00e9e sur les ondes de Radio-Canada a mis en lumi\u00e8re une r\u00e9alit\u00e9 \u00e0 laquelle les voyageurs s\u2019attardent trop peu\u00a0lors de la souscription d\u2019une assurance voyage : les restrictions relatives aux conditions m\u00e9dicales pr\u00e9existantes. \u00cates-vous de ceux-l\u00e0? Qu\u2019entend-on par condition m\u00e9dicale pr\u00e9existante? 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