{"id":1167,"date":"2025-09-10T14:39:35","date_gmt":"2025-09-10T18:39:35","guid":{"rendered":"https:\/\/www.vigilis.ca\/zone-conseils\/?p=1167"},"modified":"2025-09-10T14:39:35","modified_gmt":"2025-09-10T18:39:35","slug":"assurance-vie-dernier-deces-etude-de-cas","status":"publish","type":"post","link":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/","title":{"rendered":"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur"},"content":{"rendered":"<p><strong>Dans un contexte o\u00f9 la planification successorale et la gestion de la rel\u00e8ve sont des enjeux majeurs pour les entreprises, cette \u00e9tude de cas d\u00e9montre comment un cabinet de CPA a int\u00e9gr\u00e9 l\u2019assurance vie au dernier d\u00e9c\u00e8s \u00e0 sa strat\u00e9gie pour prot\u00e9ger la valeur de ses actifs et s\u00e9curiser la continuit\u00e9 de ses op\u00e9rations.<\/strong><\/p>\n<h3><strong>Le contexte<\/strong><\/h3>\n<p>Un cabinet de CPA comptant six associ\u00e9s se pr\u00e9parait \u00e0 g\u00e9rer une \u00e9tape cruciale\u00a0: le rachat progressif des parts de ses deux fondateurs.<\/p>\n<p><strong>Le d\u00e9fi?<\/strong> Pr\u00e9server la valeur du cabinet tout en assurant une transition harmonieuse de la rel\u00e8ve.<\/p>\n<h3><strong>Le d\u00e9fi<\/strong><\/h3>\n<p>Bien que la retraite des fondateurs ait \u00e9t\u00e9 planifi\u00e9e, un risque majeur subsistait :<\/p>\n<ul>\n<li>Le d\u00e9c\u00e8s pr\u00e9matur\u00e9 de l\u2019un des deux fondateurs aurait \u00e9t\u00e9 g\u00e9rable, car l\u2019autre, toujours actif, aurait pu assurer la continuit\u00e9.<\/li>\n<li>Mais un d\u00e9c\u00e8s simultan\u00e9 ou rapproch\u00e9 des deux fondateurs aurait mis en p\u00e9ril la stabilit\u00e9 du cabinet, la valeur des parts et la transition des associ\u00e9s restants.<\/li>\n<\/ul>\n<p><strong>Pour s\u00e9curiser la rel\u00e8ve et prot\u00e9ger les int\u00e9r\u00eats financiers des associ\u00e9s, une strat\u00e9gie proactive \u00e9tait n\u00e9cessaire.<\/strong><\/p>\n<h3><strong>La solution : l\u2019assurance vie au dernier d\u00e9c\u00e8s<\/strong><\/h3>\n<p>Sur les recommandations de VIGILIS, le cabinet a choisi de souscrire une <a href=\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces\/\">assurance vie au dernier d\u00e9c\u00e8s<\/a> sur les deux fondateurs, avec :<\/p>\n<ul>\n<li>Le cabinet comme titulaire et b\u00e9n\u00e9ficiaire de la police;<\/li>\n<li>Un capital assur\u00e9 permettant de pr\u00e9server la valeur des parts et d\u2019assurer la continuit\u00e9 des op\u00e9rations;<\/li>\n<li>Une strat\u00e9gie optimis\u00e9e pour maximiser les avantages fiscaux li\u00e9s au compte de dividendes en capital (CDC), puisque le cabinet est incorpor\u00e9.<\/li>\n<\/ul>\n<h3><strong>Les r\u00e9sultats obtenus<\/strong><\/h3>\n<p>Gr\u00e2ce \u00e0 cette approche, le cabinet a pu :<\/p>\n<ul>\n<li>S\u00e9curiser la transition de la rel\u00e8ve et prot\u00e9ger la valeur des parts;<\/li>\n<li>Pr\u00e9server ses actifs financiers sans avoir recours \u00e0 un financement d\u2019urgence;<\/li>\n<li>Profiter d\u2019un rendement non imposable;<\/li>\n<li>Renforcer la stabilit\u00e9 financi\u00e8re et la confiance des associ\u00e9s.<\/li>\n<\/ul>\n<p><strong>En int\u00e9grant l\u2019assurance vie au dernier d\u00e9c\u00e8s dans sa planification, le cabinet a b\u00e2ti une strat\u00e9gie durable, \u00e9quilibrant optimisation fiscale et protection des actifs.<\/strong><\/p>\n<h3><strong>Pourquoi c\u2019est pertinent pour les CPA et professionnels<\/strong><\/h3>\n<p>Cette \u00e9tude de cas illustre parfaitement comment l\u2019assurance vie au dernier d\u00e9c\u00e8s peut s\u2019int\u00e9grer dans une strat\u00e9gie de :<\/p>\n<ul>\n<li>Pr\u00e9servation de la valeur nette successorale ;<\/li>\n<li>Protection des entreprises familiales et cabinets professionnels ;<\/li>\n<li>Planification de la rel\u00e8ve sans compromettre les liquidit\u00e9s disponibles ;<\/li>\n<li>Optimisation fiscale lors du transfert des parts et des actifs.<\/li>\n<\/ul>\n<p><strong>\u00a0Comprendre et int\u00e9grer cet outil dans vos recommandations vous positionne comme un partenaire strat\u00e9gique capable de prot\u00e9ger \u00e0 la fois les clients, les h\u00e9ritiers et les entreprises<\/strong>.<\/p>\n<h3><strong>En conclusion <\/strong><\/h3>\n<p>L\u2019assurance vie au dernier d\u00e9c\u00e8s peut devenir un levier puissant pour s\u00e9curiser les transitions d\u2019entreprise et prot\u00e9ger les actifs familiaux ou professionnels.<\/p>\n<h2><strong>Vous accompagnez des clients dans la planification de leur rel\u00e8ve<\/strong><strong>?<\/strong><br \/>\nParlons de vos enjeux et voyons comment cette solution pourrait s\u2019int\u00e9grer \u00e0 votre strat\u00e9gie.<\/h2>\n<h2><a href=\"https:\/\/calendly.com\/vigilis-cpa\/centre-expertise\">Planifier une rencontre exploratoire avec l\u2019\u00e9quipe du centre d\u2019expertise VIGILIS d\u00e8s aujourd&rsquo;hui!<\/a><\/h2>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Dans un contexte o\u00f9 la planification successorale et la gestion de la rel\u00e8ve sont des enjeux majeurs pour les entreprises, cette \u00e9tude de cas d\u00e9montre comment un cabinet de CPA a int\u00e9gr\u00e9 l\u2019assurance vie au dernier d\u00e9c\u00e8s \u00e0 sa strat\u00e9gie pour prot\u00e9ger la valeur de ses actifs et s\u00e9curiser la continuit\u00e9 de ses op\u00e9rations. Le [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":2,"featured_media":1170,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"full-width-content","footnotes":""},"categories":[4],"tags":[],"class_list":{"0":"post-1167","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-cat-cpa","8":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur - VIGILIS - Zone conseils<\/title>\n<meta name=\"description\" content=\"\u00c9tude de cas : D\u00e9couvrez comment un cabinet de CPA a prot\u00e9g\u00e9 la valeur de ses parts gr\u00e2ce \u00e0 l\u2019assurance vie au dernier d\u00e9c\u00e8s\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur - VIGILIS - Zone conseils\" \/>\n<meta property=\"og:description\" content=\"\u00c9tude de cas : D\u00e9couvrez comment un cabinet de CPA a prot\u00e9g\u00e9 la valeur de ses parts gr\u00e2ce \u00e0 l\u2019assurance vie au dernier d\u00e9c\u00e8s\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/\" \/>\n<meta property=\"og:site_name\" content=\"VIGILIS - Zone conseils\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-10T18:39:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1140\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Myriam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Myriam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/\"},\"author\":{\"name\":\"Myriam\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/c47d6343d1e7b9119ebb1b3c50c022d6\"},\"headline\":\"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur\",\"datePublished\":\"2025-09-10T18:39:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/\"},\"wordCount\":569,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg\",\"articleSection\":[\"CPA\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/\",\"url\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/\",\"name\":\"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur - VIGILIS - Zone conseils\",\"isPartOf\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg\",\"datePublished\":\"2025-09-10T18:39:35+00:00\",\"author\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/c47d6343d1e7b9119ebb1b3c50c022d6\"},\"description\":\"\u00c9tude de cas : D\u00e9couvrez comment un cabinet de CPA a prot\u00e9g\u00e9 la valeur de ses parts gr\u00e2ce \u00e0 l\u2019assurance vie au dernier d\u00e9c\u00e8s\",\"breadcrumb\":{\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage\",\"url\":\"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg\",\"contentUrl\":\"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg\",\"width\":1140,\"height\":500,\"caption\":\"strat\u00e9gie assurance associ\u00e9s\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.vigilis.ca\/zone-conseils\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/#website\",\"url\":\"https:\/\/www.vigilis.ca\/zone-conseils\/\",\"name\":\"VIGILIS - Zone conseils\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.vigilis.ca\/zone-conseils\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/c47d6343d1e7b9119ebb1b3c50c022d6\",\"name\":\"Myriam\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4f33c2fb39b67403c6768f47dd92598bb0259ccb56e50e00516048b55e2ae4a3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4f33c2fb39b67403c6768f47dd92598bb0259ccb56e50e00516048b55e2ae4a3?s=96&d=mm&r=g\",\"caption\":\"Myriam\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur - VIGILIS - Zone conseils","description":"\u00c9tude de cas : D\u00e9couvrez comment un cabinet de CPA a prot\u00e9g\u00e9 la valeur de ses parts gr\u00e2ce \u00e0 l\u2019assurance vie au dernier d\u00e9c\u00e8s","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/","og_locale":"fr_FR","og_type":"article","og_title":"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur - VIGILIS - Zone conseils","og_description":"\u00c9tude de cas : D\u00e9couvrez comment un cabinet de CPA a prot\u00e9g\u00e9 la valeur de ses parts gr\u00e2ce \u00e0 l\u2019assurance vie au dernier d\u00e9c\u00e8s","og_url":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/","og_site_name":"VIGILIS - Zone conseils","article_published_time":"2025-09-10T18:39:35+00:00","og_image":[{"width":1140,"height":500,"url":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg","type":"image\/jpeg"}],"author":"Myriam","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Myriam","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#article","isPartOf":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/"},"author":{"name":"Myriam","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/c47d6343d1e7b9119ebb1b3c50c022d6"},"headline":"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur","datePublished":"2025-09-10T18:39:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/"},"wordCount":569,"commentCount":0,"image":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg","articleSection":["CPA"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/","url":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/","name":"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur - VIGILIS - Zone conseils","isPartOf":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage"},"image":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg","datePublished":"2025-09-10T18:39:35+00:00","author":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/c47d6343d1e7b9119ebb1b3c50c022d6"},"description":"\u00c9tude de cas : D\u00e9couvrez comment un cabinet de CPA a prot\u00e9g\u00e9 la valeur de ses parts gr\u00e2ce \u00e0 l\u2019assurance vie au dernier d\u00e9c\u00e8s","breadcrumb":{"@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#primaryimage","url":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg","contentUrl":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg","width":1140,"height":500,"caption":"strat\u00e9gie assurance associ\u00e9s"},{"@type":"BreadcrumbList","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/assurance-vie-dernier-deces-etude-de-cas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.vigilis.ca\/zone-conseils\/"},{"@type":"ListItem","position":2,"name":"\u00c9tude de cas : une strat\u00e9gie d\u2019assurance pour prot\u00e9ger une transition en douceur"}]},{"@type":"WebSite","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/#website","url":"https:\/\/www.vigilis.ca\/zone-conseils\/","name":"VIGILIS - Zone conseils","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.vigilis.ca\/zone-conseils\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/c47d6343d1e7b9119ebb1b3c50c022d6","name":"Myriam","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.vigilis.ca\/zone-conseils\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4f33c2fb39b67403c6768f47dd92598bb0259ccb56e50e00516048b55e2ae4a3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4f33c2fb39b67403c6768f47dd92598bb0259ccb56e50e00516048b55e2ae4a3?s=96&d=mm&r=g","caption":"Myriam"}}]}},"rttpg_featured_image_url":{"full":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg",1140,500,false],"landscape":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg",1140,500,false],"portraits":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg",1140,500,false],"thumbnail":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA-150x150.jpg",150,150,true],"medium":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA-300x132.jpg",300,132,true],"large":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg",1140,500,false],"1536x1536":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg",1140,500,false],"2048x2048":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA.jpg",1140,500,false],"featured-image":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA-358x200.jpg",358,200,true],"home-top":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA-750x500.jpg",750,500,true],"crp_thumbnail":["https:\/\/www.vigilis.ca\/zone-conseils\/wp-content\/uploads\/2025\/09\/strategie-assurance-associes-CPA-320x140.jpg",320,140,true]},"rttpg_author":{"display_name":"Myriam","author_link":"https:\/\/www.vigilis.ca\/zone-conseils\/author\/myriam-2\/"},"rttpg_comment":3,"rttpg_category":"<a href=\"https:\/\/www.vigilis.ca\/zone-conseils\/articles\/cat-cpa\/\" rel=\"category tag\">CPA<\/a>","rttpg_excerpt":"Dans un contexte o\u00f9 la planification successorale et la gestion de la rel\u00e8ve sont des enjeux majeurs pour les entreprises, cette \u00e9tude de cas d\u00e9montre comment un cabinet de CPA a int\u00e9gr\u00e9 l\u2019assurance vie au dernier d\u00e9c\u00e8s \u00e0 sa strat\u00e9gie pour prot\u00e9ger la valeur de ses actifs et s\u00e9curiser la continuit\u00e9 de ses op\u00e9rations. Le\u2026","_links":{"self":[{"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/posts\/1167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/comments?post=1167"}],"version-history":[{"count":3,"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/posts\/1167\/revisions"}],"predecessor-version":[{"id":1171,"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/posts\/1167\/revisions\/1171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/media\/1170"}],"wp:attachment":[{"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/media?parent=1167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/categories?post=1167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vigilis.ca\/zone-conseils\/wp-json\/wp\/v2\/tags?post=1167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}